Crowdfunding Structures

Crowdfunding provides an alternative financing option to traditional funding and is open to a range of businesses, from start-ups, through SMEs to larger companies.

The Department of Finance recently noted Crowdfunding is not currently a regulated activity in Ireland, bringing with it a number of risks.

Cavendish Fiduciary is able to offer Crowdfunding in a regulated jurisdiction offering comfort to businesses and investors alike using platforms that will operate within a strong regulatory framework. The oversight provided by the Crowdfunding regulation is arguably even more important for international businesses and clients than those operating just within their own jurisdiction.

Cavendish Fiduciary is able to facilitate investment from three types of client – Restricted Client, Unlimited Client and High Net Worth Client, as follows:

Restricted Client
>  May invest/ lend £1,500 per deal
>   May invest/ lend up to £5,000 per platform per annum
>  Must sign a ‘Risk Acknowledgement’ form

Unlimited Client
>  Minimum of £500,000 net worth available
>  No limits on how much they may invest/ lend
>  Must confirm that they are experienced in making investments into early stage, high risk, illiquid businesses

High Net Worth Client
>  Minimum of £100,000 net worth available
>  May invest/lend £10,000 per deal
>  May invest/lend £50,000 per platform per annum
>  Must confirm that they are experienced in making investments into early stage, high risk, illiquid businesses

There is currently no minimum capital and net tangible asset requirements with the application process taking pproximately 12 weeks from application.

To enquire about setting up of a regulated Crowdfunding platform or for further information please contact either of the following members of our team:

Shaun Corris – Email: shaun@cavendishfiduciary.com
Daniela Bills-Everett – Email: daniela@cavendishfiduciary.com